Write a 350- to 700-word response that familiarizes you with private payer plans and CDHP account types. Briefly list three to five main features for the following nine items. Below each list, provide one or two sentences stating coverage of services and financial responsibility.

o PO
o HMO
o Group HMO
o IPA
o POS
o ndemnity
o CDHP
o Health Reimbursement Account
o Flexible Savings Account